Title Loans in Levelland, Texas

Basically, to qualify for title loans Levelland in Texas, you need a lien free vehicle title, source of income and must be at least 18 years of age. Most folks have no problem meeting these requirements, which means people can easily obtain a ready source of cash when they need financial help. People of all income levels can qualify, so it doesn’t make much difference whether you have low or median income because car titles are used to secure loans. Securing loans with an asset like a car or truck eliminates the need to pull credit reports. People don’t have to worry about rejections because of a couple of blemishes on their credit reports. If you have a few spare minutes, you can apply online and speak with loan representative the very same day. We’ll get your loan approved and processed quickly, so you can be on your way with cash for any purpose. We excel at fast loan payouts, competitive interest rates and professional services.


Navigating Through the Application Process

Spring Lake Financial

Many of us dread the idea of applying for a loan because the application process can be inconvenient and long with no guarantee that we'll be approved. However, at Spring Lake Financial, we’ve taken the hassles out of the loan application process. Regardless of where you apply, you can count on us to provide a short application, which only requires a few minutes of your time.

Where & When to Apply for Title Loans Levelland

Hectic schedules and busy lifestyles have become a way of life for many people these days, so we’ve covered all the bases to provide consumers with three simple ways to apply for title loans Levelland.

• You can stop in at one of our nearby loan center stores in the Levelland or Lubbock communities where you can take the opportunity to learn more about our lending business and complete an application.

• Contact us by phone, and we’ll be happy to take down your application information.

• Input your application information from your home computer in your spare time at any time of the day or night.

A Few Requirements for Loan Approval

• We have to verify that you are old enough to take out a loan. So, we’ll need to see a government issued id such as a Texas identification card or your driver’s license.

• To ensure you can afford car title loan payments, we’ll need proof that you have the income to make your payments. If you have income from a job, government benefits or retirement funds coming in, you should be able to qualify easily.

• To satisfy loan collateral requirements, we’ll need your car title, which we hold for the duration of the loan period. The title must list you as the vehicle owner, and car titles should be free of liens.

Submitting an Application

If you’ve met our loan requirements, you’re ready to complete our short online application. Listed below is the information you’ll need to provide:

• Your first and last name, a contact phone number and your home zip code.

• The age of your car or truck and the make, model and body style. We also require a mileage estimate for collateral purposes.

Car title loans are processed quickly, so be prepared to receive a phone call from a loan representative shortly after completing an application.

Instant Loan Estimates

Spring Lake Financial strives to keep customers informed every step of the way, so we always send out instant loan estimates to advise customers of how much cash they might qualify for.

Important Information About Auto Title Loans



Loan Amounts

Loan amounts are based on a percentage of the current market value of your vehicle. Values are determined by the age, mileage and condition of your vehicle. Normally, larger loans are obtained by vehicle owners, which have newer models with fewer miles.

Fast Cash

Spring Lake Financial assures that all approved borrowers will receive loan funds within one business day of applying. In many instances, we actually pay out within hours rather than a day.

Vehicles

Borrowers who continue to make payments on time are free to use their vehicles any time they like.

Spending Funds

We don’t dictate how and when you can spend your loan funds. You are free to pay utility bills, rent, buy groceries or remodel you home with your funds.

How the Title Loan Process Work

Applying for Title Loans Levelland

As soon as you submit your application, you’ll be assigned to a loan representative who will be responsible for walking you through the loan process. You loan representative will:

Consulting With a Loan Representative

As soon as you submit your application, you’ll be assigned to a loan representative who will be responsible for walking you through the loan process. You loan representative will:

  • • Verify your source of income.
  • • Note your monthly income.
  • • Present loan repayment packages.

Finishing the Loan Process

Once the details of the loan have been determined and approved, you’ll be asked to join a loan representative at a nearby loan center store to complete the legal aspects of the loan. We will review your contract with you, which is written according to auto title loan regulations for state and federal levels.

Regulations help to protect consumers by highlighting the terms of the loan in contracts, especially those pertaining to interest and the costs of acquiring a loan. Contracts include the following useful information:

  • • Minimum payment amounts.
  • • Applicable loan fees.
  • • Repayment schedule.
  • • Interest costs.
  • • Interest rate.
  • • The total loan amount.

To comply with your legal agreement, you will need to turn over your car title, which is returned when the loan is paid off.

Borrowers finish up the loan process by collecting their loan funds.

Get your finances back in order today with title loans Levelland.